A Law Firm Dedicated to Helping You Find a Brighter Financial Future in Central Illinois
These days, more and more people are finding themselves facing overwhelming debt. Many have lost their jobs in the economic downturn. Others suffered an injury that required expensive medical treatment. Still others got into financial trouble helping a friend or family member by co-signing or guaranteeing a loan. Regardless of the root of your debt, bankruptcy can offer a fresh start.
At the Law Offices of Eric James Homa, PC, we help individuals and small businesses get the affordable debt relief assistance they need through Chapter 7 and Chapter 13 bankruptcy. Exclusively handling consumer bankruptcy cases, we have a detailed understanding of current bankruptcy laws, as well as familiarity with the legal proceedings. Trust our team to help you rebuild your financial footing on more solid ground.
Experienced Lawyer Serving Your Bankruptcy Needs in Central Illinois
While the decision to file bankruptcy should never be taken lightly, sometimes it is the best way to make a fresh financial start. Our firm will help you with all aspects of your bankruptcy case, including:
- Explanation of the bankruptcy process
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Wage garnishments
- Foreclosure and repossession
- What to expect in a bankruptcy case
- Information about the U.S. Trustee
- Explanation of bankruptcy information sheets
When you call our office at 309-673-5297 to schedule a free initial consultation, we will also let you know what documents you need to bring with you to the meeting.
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Bankruptcy Protection Under the Law
If you are considering debt consolidation as a bankruptcy alternative, it is important to know that these companies are not regulated. Promising to wipe out your debt in a short period of time, debt consolidation businesses may charge large fees up front but fail to deliver results. Further, while you pay the company, your creditors are allowed to continue collection actions as well as pursue you through the court.
When you file for bankruptcy, however, you are immediately protected under the law. All creditor harassment must stop. Phone calls and collection letters must cease. Foreclosure, repossessions and wage garnishments temporarily stop, giving you a chance to catch up on missed payments.
Speak With a Skilled Attorney
For more information about how our firm handles bankruptcy cases, request a free consultation. Our practice is headquartered in Peoria, Illinois, but we maintain branch offices throughout Central Illinois, in Springfield, Bloomington and Galesburg. If you are unable to come to our office, we will meet with you in another location to answer any questions you may have.
